The other driver had no insurance? Not "enough" insurance? Happens ALL the time! I get these questions daily. My clients are shocked to learn that (a) people actually drive cars with no insurance - as in 0 insurance; (b) they were hit and injured by someone with a basic policy of only $25,000.00 of coverage (the minimum in Illinois at this time); and/or (c) the other person's insurance was just "rescinded" for fraud Read More

Stay home when it's snowing / "blizzardy" / wet roads when it's cold out! Not worth driving to - anywhere! Did you know these alarming statistics provided via NHTSA?: On average, there are over 5,870,000 vehicle crashes each year. Twenty-three percent (23%) of these crashes—nearly 1,312,000—are weather-related. Weather-related crashes are defined as those crashes that occur in adverse weather (i.e., rain, sleet, Read More

The roads have been treacherous lately. Drive slower. Drive safer. The U.S. Department of Transportation National Highway Safety Administration ("NHTSA") did an investigation of the long term effects of anti-lock brake systems in 2009 here. Interestingly - and logically - ABS systems are not fool proof for slippery roads. You should not rely on them - and slow down. In fact, based on that study by NHTSA in 2009, Read More

Many of my clients are often surprised to learn how medical bills are handled - and paid (or not) - in relation to an auto accident (and when it is not their fault!). Even if you have health insurance, there is a possibility that your health insurance company may deny coverage and payment.The hospital or doctor may refuse to bill your health insurance and attempt to "bill" the other party's car insurance directly Read More

New data released in October 2014 (for the year 2012 - most recent) by the U.S. Dept. of Transportationshows "large trucks" involved in 3,753 fatal crashes also involved 115 "invalid" licenses. Invalid license has been defined as: Those who had either no license or did not have a valid license or proper endorsement for the class of vehicle they were driving were considered to have invalid licenses. "Large trucks" Read More

Police play important roles in security and, sometimes, as witnesses. I am often asked about police coming to the scene and the tickets issued (or not) and what it all means in the civil context (as opposed to criminal) case. My clients are often surprised about the ticket issued. I have written on that extensively before. However, what an officer may offer to a case from other angles can be critical: - potential Read More