The driver who hit you sped off. Or maybe they stuck around but handed over a flimsy insurance card that barely covers the damage to your body, let alone your life. Welcome to the world of underinsured and uninsured motorist coverage, where your own policy has to step up when someone else’s falls short or doesn’t exist. This isn’t a bonus feature. It’s the last line of defense for regular people who get blindsided on Read More
Who’s at Fault in an Illinois Car Accident Can Cost You
Car accidents aren’t always simple. You know what happened, but that doesn’t mean the insurance company sees it the same way. In Illinois, fault matters—a lot. Under the state’s modified comparative negligence rule, if you’re found to be 50% or more at fault, you get nothing. Even if you’re under that threshold, your compensation gets reduced by your percentage of blame. That’s why every percentage point counts. And Read More
One Split Second of Distracted Driving Can Change Everything
Most of us assume we’re pretty good at multitasking. A quick glance at the phone, adjusting the radio, taking a sip of coffee—no big deal, right? Maybe, but juggling all of them at once and driving? How fast can you react if the car in front of you stops suddenly? Or when a child runs into the street. That split-second distraction could turn into a life-altering crash. April is Distracted Driving Awareness Month, but Read More
Winter in Chicago – Safe Driving Tips
[vc_row][vc_column][vc_column_text]Winter is in full swing in Chicago and it is time to once again remind ourselves that winter driving can be dangerous and scary. Below are some safety tips to help prevent auto accidents and injuries. Do you know the three P’s of safe winter driving? PREPARE. PROTECT. PREVENT. PREPARE FOR YOUR TRIP Maintenance Battery – Does the battery have enough power to start your vehicle Read More
Car Accidents are the Leading Cause of Death for U.S. Teens
[vc_row][vc_column][vc_column_text] According to the Centers for Disease Control and Prevention (CDC), in 2013 the deaths of 2,163 teens ages 16-19 were caused by car accidents. Males age 15-24 accounted for 30% of the total costs of car accident injuries and females accounted for 28% of the total costs. Six U.S. teens die every day from car accidents. Teens age 16-19 are three times more likely to be in a fatal Read More
February is American Heart Month – Let’s Raise Awareness
Heart disease is the leading cause of death in both men and women in the United States. It causes 1 in 4 deaths every year. The goal is to prevent 1,000,000 heart attacks and strokes by 2017. What you can do to raise awareness: Spread the word about making small changes Use spices instead of salt to season food If you issue a newsletter, add a “Healthy Lifestyle” section Host a health learning event in your Read More
National Wear Red Day
Heart disease and stroke kills 1 in 3 women every year. To help raise awareness and support Go Red for Women click this link: GO RED FOR WOMEN WEAR RED – Friday, FEBRUARY 5, 2016 to raise awareness about women and heart disease. Read More
Mesothelioma Cases In Chicago & Throughout Illinois
[vc_row][vc_column][vc_column_text]When you or a loved one is diagnosed with mesothelioma, it is an overwhelming and devastating experience. Malignant mesothelioma is a rare and incurable type of cancer associated with exposure to asbestos. It has been estimated by the U.S. Department of Labor that approximately 1.3 million employees in construction and general industry have faced significant asbestos exposure at Read More
Workers’ Compensation Statistics – Alarming!
[vc_row][vc_column][vc_column_text] Eastern Kentucky University[/vc_column_text][/vc_column][/vc_row] Read More
Heavy Rain and Hydroplaning – Safety Guidelines
Precipitation in Illinois for the month of June this year was 5.33 inches above the average making June 2015 the wettest on record in Illinois. The forecast for July is higher than average precipitation, but not necessarily record breaking. Umbrellas, raincoats and rain boots have been an almost everyday necessity in Chicago this year, much like our cell phones, briefcases and lunch packs. For those who commute, the Read More
